Managing Partner of Disputes Law Firm Dmytro Chuguienko Published an Article on Jurliga on Subrogation Claims in Auto Insurance

Managing Partner of Disputes Law Firm Dmytro Chuguienko has published a bylined article on the Jurliga legal portal, examining subrogation claims under Ukraine's mandatory motor third-party liability insurance (MTPL).

The article addresses a legal reality that catches most drivers completely off guard: once an insurer pays out compensation to the injured party, it has the right to turn around and recover that amount directly from the at-fault driver.

Dmytro Chuguienko walks through all seven grounds for a subrogation claim under Article 37 of Ukraine's MTPL Law: driving under the influence, operating a vehicle in poor technical condition, leaving the scene of an accident, refusing a sobriety test, driving without a valid license or the required license category, using a vehicle to commit a criminal offense, and driving without a valid insurance policy — in which case the right of recovery passes to the MTSBU. The article emphasizes that each of these circumstances must be established by a court ruling or a European Accident Statement.

The piece also covers the liability exposure of the vehicle's registered owner and offers practical guidance on how drivers can protect themselves from subrogation claims.

Subrogation Claims in Auto Insurance: What Every Driver Needs to Know